Leaving Johns Hopkins
See what happens to your benefits if your employment ends.
If your employment with Johns Hopkins Health System ends, it’s important to know which benefits will end and when, which benefits you can continue and which benefits you’ll keep.
Most benefits will end on your last day of employment or the last day of the month in which you were employed. You can choose to continue some benefits directly with the provider or through COBRA.
Any remaining contributions for benefits coverage will be deducted from your final paycheck. The amount deducted may be more than usual to ensure medical, dental and vision coverage remains active through the end of the month.
Benefits that end on your last day
These benefits end on your last day of employment and can’t be continued:
- Flexible spending accounts (claims incurred before your employment ends will be reimbursed if submitted within 90 days of your last day of employment)
- Short- and long-term disability
These benefits end on your last day of employment, unless you choose to continue coverage:
- Life and accidental death and dismemberment insurance
- Dependent life insurance
- Whole life insurance
- Accident, critical illness and hospital indemnity insurance
- Identity theft and fraud protection
- Prepaid legal services
- Auto, home, renters and pet insurance
- Long-term care insurance
Contact the appropriate provider directly to set up an individual policy and payment.
Benefits that end on the last day of the month
Your Johns Hopkins medical, dental and vision insurance ends on the last day of the month in which you’re employed, unless you choose to continue coverage for yourself and your dependents through COBRA.
You’ll receive COBRA information in the mail a couple of weeks after your last day of employment. Make sure your home address is up to date in Employee Self Service (ESS) .
2026 monthly COBRA Rates
Medical
| EHP PPO | EHP EPO | EHP DPC | Kaiser HMO (Suburban only) |
|
|---|---|---|---|---|
| Employee only | $1,044.97 | $517.13 | $857.83 | $803.95 |
| Employee + children | $1,880.95 | $931.98 | $1,544.10 | $1,527.51 |
| Employee + spouse | $2,089.95 | $1,035.55 | $1,715.67 | $1,688.30 |
| Family | $3,134.93 | $1,553.32 | $2,573.51 | $2,411.86 |
Dental
These dental COBRA rates are for all employees except Johns Hopkins All Children’s Hospital:
| Comprehensive Plan | High Plan | |
|---|---|---|
| Employee only | $24.55 | $40.68 |
| Employee + children | $49.08 | $81.80 |
| Employee + spouse | $67.48 | $112.49 |
| Family | $73.63 | $122.74 |
These dental COBRA rates are only for Johns Hopkins All Children’s Hospital employees:
| Allegiance Dental Plan | |
|---|---|
| Employee only | $50.15 |
| Employee + children | $80.70 |
| Employee + spouse | $95.82 |
| Family | $136.14 |
Vision
| Superior Vision Plan | |
|---|---|
| Employee only | $8.84 |
| Employee + children | $15.94 |
| Employee + spouse | $17.71 |
| Family | $26.20 |
Verify your personal information
Verify your address, phone number and personal email in Employee Self Service (ESS) so you can receive your W2, final paycheck and COBRA notice.
Benefits that you keep
Paid time off (PTO)
If you’ve worked for at least 90 days, any unused accrued PTO is paid out at 50% within two pay periods following your last paycheck.
Retirement account
You’re always 100% vested in your contributions. You’ll only keep matching contributions from John Hopkins that have vested. Go to the Retirement page to view the vest schedule.
If you want to roll over or withdraw the balance of your retirement account, contact Transamerica at 319-355-9232 or [email protected] .
It may take up to two weeks from your last day of employment before you can process a rollover or distribution.