Médico
Comprehensive, affordable medical coverage for you and your family.
You’re eligible to enroll yourself and eligible dependents in medical coverage if you’re regularly scheduled to work at least:
- Todos los hospitales y organizaciones afiliadas, excepto Johns Hopkins Care at Home.: 20 horas por semana.
- Solo Johns Hopkins Care at Home: 30 horas por semana.
You have multiple medical plan options through Johns Hopkins Employer Health Programs (EHP):
- Johns Hopkins Exclusive Provider Organization (EPO) Plan
- Johns Hopkins Preferred Provider Organization (PPO) Plan
- Johns Hopkins Direct Primary Care (DPC) Plan — available only in D.C., Maryland and Virginia
Si eres un Empleado de Suburban Hospital, you’re also eligible for the Kaiser HMO medical plan.
Looking for how much you’ll pay for medical coverage? Ver las contribuciones de los empleados para 2026.
Understanding your medical plan options
Choosing the right plan
All our medical plans include prescription drug coverage and cover 100% of in-network preventive care, such as annual checkups, screenings, exams and vaccinations.
Here are some key highlights to consider when choosing a plan:
- El Johns Hopkins EPO Plan offers only in-network coverage and has lower paycheck deductions.
- El Johns Hopkins PPO Plan offers in- and out-of-network coverage and has higher paycheck deductions. Unlike the EPO plan, the amount of the deductible is based on your salary.
- El Johns Hopkins DPC Plan is available only to employees who live or work in Maryland. This plan is similar to the PPO plan with a few added benefits, such as lower copays for primary and behavioral health care, a $240 pre-funded lifestyle account and no-cost primary care services at the practice’s location on the Johns Hopkins Howard County Medical Center campus. Learn more about Direct Primary Care .
- El Kaiser HMO Plan is available only to Suburban Hospital employees. This plan offers only in-network coverage through Kaiser Permanente, and you must select a primary care physician (PCP) to coordinate care. The paycheck deductions are similar to the PPO and DPC plans.
Compare coverage details
View the medical comparison chart to compare in- and out-of-network coverage details for each plan.
Lo que paga el plan cuando recibes atención médica
This page reflects in-network coverage only. For more coverage details, view plan overviews on the EHP website or view the Summary Plan Description for each plan.
El deducible es la cantidad que usted paga antes de que el plan comience a pagar. El out-of-pocket maximum is the most you’ll pay for covered expenses each plan year. These reset annually on Jan. 1.
Contactos
Johns Hopkins Employer Health Programs (EHP)
Medical insurance
410-424-4450
ehp.org
Kaiser HMO
(Suburban Hospital only)
301-468-6000
healthy.kaiserpermanente.org
Resources
EHP plan overviews:
Additional resources:
| EPO de Johns Hopkins | Johns Hopkins PPO | Johns Hopkins DPC |
Kaiser HMO (Suburban only) |
|
|---|---|---|---|---|
| Deducible1 | ||||
| Individual coverage | $500 | < $50K salary: $150 $50K–$120K salary: $300 > $120K salary: $400 |
< $50K salary: $150 $50K–$120K salary: $200 > $120K salary: $300 |
$0 |
| Family coverage | $1,000 | < $50K salary: $300 $50K–$120K salary: $600 > $120K salary: $800 |
< $50K salary: $300 $50K–$120K salary: $400 > $120K salary: $600 |
$0 |
| Out-of-pocket maximum | ||||
| Individual coverage | $3,000 | < $50K salary: $1,500 $50K–$120K salary: $2,500 > $120K salary: $3,500 |
< $50K salary: $1,500 $50K–$120K salary: $2,000 > $120K salary: $3,000 |
$1,300 |
| Family coverage | $6,000 | < $50K salary: $3,000 $50K–$120K salary: $5,000 > $120K salary: $7,000 |
< $50K salary: $3,000 $50K–$120K salary: $4,000 > $120K salary: $6,000 |
$2,600 |
Once you meet the deductible, the plan shares the cost of care with you. You’ll pay either a percentage of the cost, called coseguro, or a fixed-rate fee, called a copay.
| EPO de Johns Hopkins | Johns Hopkins PPO | Johns Hopkins DPC (Maryland only) | Kaiser HMO (Suburban only) |
|
|---|---|---|---|---|
| Coinsurance1 | Preferred 2: You pay 10% Cigna: You pay 20% |
Preferred 2: You pay 10% Cigna: You pay 20% |
Preferred 2: You pay 10% Cigna: You pay 20% |
None |
| Primary Care office Visit1 | $20 copay | $10 copay | $0 copay for age 18+ with DPC provider; $10 copay for non-DPC provider | $15 copay |
| Emergency Room | $250 copay 3 | $250 copay 3 | $250 copay 3 | $100 copay |
| Urgent Care | $40 copay | $25 copay | $25 copay | $25 copay |
1 The deductible, coinsurance and copay does not apply to services from Johns Hopkins All Children’s Hospital physicians, providers or partner facilities for dependent children (excluding the emergency room). You’ll pay nothing out of pocket.
2 Preferred physicians and providers are those in the EHP Preferred Provider Network.
3 For select services such as hospitalization, coverage begins once you have met the deductible for the plan year.
Paying for health care expenses
Health Care Flexible Spending Account (FSA)
No matter which plan you choose, you can contribute pre-tax to a health care FSA to pay eligible health care expenses, like your deductible and copays.
Forma Lifestyle Account
If you enroll in the Johns Hopkins DPC plan, you’ll receive $240 pre-funded Forma Lifestyle Account to spend on certain health and wellness needs, such as gym memberships, fitness classes and meditation app subscriptions. You can purchase items directly through the Forma Store or submit receipts for reimbursement. Reimbursements will be included on your paycheck. All purchases and reimbursements with the Forma Lifestyle Account are taxable.
Log into the Forma website to view eligible items, shop the Forma Store and submit receipts for reimbursement. Please note: If you’re logging in on a personal device, enter your work email address as @johnshopkins.edu instead of @JHMI.edu.
If you have questions, email [email protected] .
Want Added Protection?
Consider enrolling in supplemental medical coverage that helps you pay for expenses not covered by your medical plan.
Costo de la cobertura
You pay for medical and prescription drug coverage through biweekly paycheck deductions. The amount you pay is determined by the plan you choose, who you cover and your salary.
Ver las contribuciones de los empleados.
Cómo inscribirse
You can enroll in medical insurance on SmartSource como nuevo empleado, durante el periodo de inscripción abierta o si experimenta un evento de vida calificativo.
La cobertura comienza el primer día del mes siguiente a la fecha en que fue contratado o pasó a tener derecho a las prestaciones.
Finding the right medical care
In-network providers
Find in-network physicians, providers and facilities near you:
- Employer Health Programs (EHP) medical plans: Search the Cigna or EHP network . The plan pays more when you use providers in the EHP Preferred Provider Network.
- Kaiser HMO Plan (Suburban Hospital only): Find Kaiser facilities and providers in Maryland, Virginia and Washington, D.C.
Prescription drugs
Our medical plans administer prescription drug coverage through CVS Caremark or Kaiser and offer the same no-cost programs for specialty, asthma and diabetes medications.
View prescription drug coverage details.
Mental health and well-being
All Johns Hopkins medical plans include coverage for mental health care and substance abuse.
If you enroll in an EHP medical plan, you can schedule virtual appointments with in-network therapists and psychiatrists through UpLift . Appointments are available as early as the next day and no further out than two weeks.
Cancer support
All Johns Hopkins medical plans include coverage for typical cancer treatments, and all employees are eligible for free cancer support through Naviance.
Visita Apoyo para el cáncer for details.
Other EHP medical plan programs
- OnDemand Virtual Care: Video visit with a health care provider 24/7 for non-emergency care such as colds and flu, respiratory infections, rashes and more. This service costs $0. Start a visit online or download the Johns Hopkins OnDemand app (App Store | Google Play ).
- Care coordination: When facing health challenges, contact EHP to get help managing your transition of care and coordinating care for complex issues and behavioral health, plus support through pregnancy and early parenting.
- Specialty appointment line: Call 800-557-6916, option 2, for help facilitating timely appointments for specialty care with preferred providers.